logo
ResearchBunny Logo
Should gender be a determinant factor for granting crowdfunded microloans?

Economics

Should gender be a determinant factor for granting crowdfunded microloans?

S. C. Rambaud, J. L. Pascual, et al.

This research by Salvador Cruz Rambaud, Joaquín López Pascual, Roberto Moro-Visconti, and Emilio M. Santandreu delves into the intriguing relationship between gender and microloan characteristics in crowdfunded micro-borrowing. With findings showcasing women as superior borrowers, particularly in terms of amount and repayment methods, this study holds significant implications for enhancing financial inclusion and promoting Sustainable Development Goals.

00:00
00:00
Playback language: English
Abstract
This research investigates whether the gender of crowdfunded micro-borrowers is related to microloan features (amount, term, number of lenders, contact time, repayment system). Using multinomial logit regression on a Kiva database sample from 56 countries, results indicate women are better borrowers regarding amount, repayment method, and recruitment period. These findings can improve financial inclusion and align with Sustainable Development Goals. Future research should explore how environmentally conscious microfinance, favored by women, can attract ESG-compliant crowdfunding.
Publisher
Humanities & Social Sciences Communications
Published On
Dec 13, 2022
Authors
Salvador Cruz Rambaud, Joaquín López Pascual, Roberto Moro-Visconti, Emilio M. Santandreu
Tags
microfinance
gender
crowdfunding
financial inclusion
microloans
sustainable development
ESG

Related Publications

Explore these studies to deepen your understanding of the subject.

Heterogeneity in financing for development strategies as a hindering factor to achieve a global agreement on the 2030 Agenda
Economics

Heterogeneity in financing for development strategies as a hindering factor to achieve a global agreement on the 2030 Agenda

A. Sianes, L. A. Fernández-portillo, et al.

Animal welfare is a stronger determinant of public support for meat taxation than climate change mitigation in Germany
Economics

Animal welfare is a stronger determinant of public support for meat taxation than climate change mitigation in Germany

G. Perino and H. Schwickert

A Smartphone App Reveals Erratic Diurnal Eating Patterns in Humans that Can Be Modulated for Health Benefits
Health and Fitness

A Smartphone App Reveals Erratic Diurnal Eating Patterns in Humans that Can Be Modulated for Health Benefits

S. Gill and S. Panda

Male sex identified by global COVID-19 meta-analysis as a risk factor for death and ITU admission
Medicine and Health

Male sex identified by global COVID-19 meta-analysis as a risk factor for death and ITU admission

H. Peckham, N. M. D. Gruijter, et al.

Listen, Learn & Level Up
Over 10,000 hours of research content in 25+ fields, available in 12+ languages.
No more digging through PDFs, just hit play and absorb the world's latest research in your language, on your time.
listen to research audio papers with researchbunny