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Abstract
This study investigates the determinants of digital financial inclusion (DFI) and its impact on the ease of doing business for micro-enterprises in India. Using data from the World Bank's Enterprises Survey of Micro Firms (ESM) 2022, the study employs ANOVA and logistic regression to analyze the relationship between DFI and perceived business obstacles. Findings indicate that DFI helps overcome obstacles related to business regulation and market externalities. Access to the internet, education, and owner experience are key determinants of DFI among micro-enterprises.
Publisher
Humanities & Social Sciences Communications
Published On
Mar 04, 2024
Authors
Amar Johri, Mohammad Asif, Preeti Tarkar, Waseem Khan, Rahisha, Mohammad Wasiq
Tags
digital financial inclusion
micro-enterprises
ease of doing business
India
business regulation
market externalities
data analysis
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