This paper evaluates four dimensions of urban-rural settlements in China (environmental health, tidiness, amenity, and support) from subjective and objective perspectives. Findings show significant improvement in settlement quality over 20 years, decreasing from southeast to northwest. Subjective estimations show national average satisfaction, with disparities based on resident attributes. Subjective evaluation correlates positively with subjective well-being, but objective estimations vary across sub-dimensions. Future research should focus on long-term follow-up.